We Work with Your Insurance for Restoration Projects.
What Restoration Insurance Usually Covers.
Coverage depends on your policy and the cause of the loss. These are the claims Bloque documents and bills for most often across the Phoenix Valley.
Water Damage Claims
Sudden, accidental water damage is usually covered. A burst pipe or a failed appliance qualifies. A slow leak ignored for months often does not. We document the cause and the full scope so the claim reflects everything the water touched.
Water Damage Restoration
Fire and Smoke Claims
Most homeowners policies cover fire, including smoke damage and the water used to put it out. We document the structure, the contents, and the smoke that reached rooms the flames never did, so nothing gets left off the claim.
Fire Damage Restoration
Storm Damage Claims
Monsoon wind, rain, and debris damage are typically covered. The key is tying the damage to the storm. We document what the event did and when, which is exactly what your carrier needs to approve it.
Storm Damage Restoration
Mold Claims
Mold coverage is limited and depends on the source. When it grows from a covered water loss, it’s often included. When it comes from long-term neglect, it usually isn’t. We document the link between the water event and the mold.
Mold Remediation
You Cover Your Deductible. We Handle the Rest.
The part that stops most homeowners from calling is the money. Here’s how billing actually works with Bloque.
- We bill your insurance carrier directly for covered work. You’re responsible for your deductible, not the full cost of the restoration.
- We document every affected area with photos, moisture readings, and detailed scope reports, which is the documentation that determines what your claim is worth.
- We communicate with your adjuster throughout the project, so you’re not stuck relaying messages between two companies.
- If your claim comes back denied or underpaid, we connect you with Select Adjusters, the licensed public adjuster in the Advosy family, who can represent you on the claim itself.
How a Restoration Claim Works in Three Steps.
You don’t need to understand insurance to get through this. Here’s exactly what happens when you call Bloque.
We Assess and Document the Damage.
A certified specialist inspects your property and documents every affected area. Photos, measurements, moisture readings, and a detailed scope. This is the record your claim is built on, and we make sure nothing gets missed. The assessment is free.
We File the Scope and Meet Your Adjuster.
We submit the documentation to your carrier and meet the insurance adjuster on site. We walk the damage together so the approved scope matches the actual loss, not a number formed from a desk. You stay informed at every step.
We Restore Your Home and Bill Your Carrier.
Once the scope is approved, we handle the full restoration and bill your insurance directly for the covered work. You pay your deductible and nothing more. One team, one project manager, first call to final walkthrough.
Not Sure Where to Start With Your Claim?
Restoration Claims Help Across the Phoenix Valley
Serving homeowners and businesses across the Greater Phoenix Area. Don’t see your city? Call (480) 242-8084. If you’re in the Valley, we’re likely in your neighborhood.